Documents You'll Need
- Government-issued ID — Florida driver's license or passport
- Original deed (the title company can pull a copy if lost)
- Most recent mortgage statement for payoff
- Recent property tax bill (Miami-Dade Tax Collector)
- HOA contact / estoppel if applicable (Miami Lakes has many HOAs)
- Death certificate & probate paperwork if the home was inherited
- Existing leases if rented
Typical Closing Costs in Miami-Dade
| Item | Traditional Sale | Our Cash Sale |
|---|---|---|
| Title insurance | ~0.5% of sale | $0 |
| Doc stamps (FL) | $0.70 / $100 | $0 |
| Recording fees | ~$30–$50 | $0 |
| Settlement fee | $300–$600 | $0 |
| Agent commission | 5–6% | $0 |
The Step-by-Step Closing
- Title company opens file and orders search
- Payoff and HOA estoppel obtained
- Closing Disclosure prepared
- Sign at title company or via Florida remote online notarization
- Funds wired to your account
Have Questions About Your Specific Situation?
Visit our contact page or call (305) 871-9616. We're happy to walk you through the documents you'll need.